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Where LOC makes the difference
Use it. Pay it. Reuse it.
Bizcap's Line of Capital is a revenue purchase financing solution built to work on your schedule. With a 12-month window example, you can draw capital, make payments over time, and restore available funds as you pay, all within the approved line.
Structured as a discounted purchase of future receivables, it is intended for businesses seeking the flexibility to access capital as needed within an approved draw period.
The world's most open-minded funder
Get business capital funds and move on
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Early completion discounts
Small business working capital financing made simple
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What is a business Line of Capital?
It is a flexible solution for small to mid-sized businesses that need reliable access to working capital. With financing up to $2M and on-demand access to capital, you can fund payroll, inventory, or growth, without reapplying.
How does a Line of Capital work?
Once approved, you can draw down the funds you need, when you need them. You only remit on the funds accessed. Remittances are made at a pre-arranged factor rate and frequency via direct debit, and availability restores as you pay, keeping funds within reach.
What is the difference between a Line of Capital and a business loan?
This is not a loan; there is no interest rate or APR Instead of a fixed term or interest, it is a business funding model based on your revenue performance, where the agreement completes once the purchased amount is paid.
How quickly can I get approved for a Line of Capital?
You can receive a conditional offer or funding decision in as little as three hours after submitting your details through our web application.
Can I get a business Line of Capital with bad credit?
Eligibility requires a minimum credit score of 550, along with an employer identification number (EIN), at least one year in business, and a minimum of $20K of monthly revenue.
What can a business Line of Capital be used for?
It can be used to manage cash flow, fund payroll, purchase inventory, support business growth, or cover day-to-day operational demands.
How much funding can I qualify for with a Line of Capital?
Bizcap offers approvals and funding up to $2,000,000.
Is a Line of Capital good for managing cash flow?
Yes, it is specifically designed to eliminate cash flow stress, allowing businesses to stay agile, maintain momentum, and remain prepared for whatever comes next with flexible access to capital on demand.
