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Often, you can pay fewer points in exchange for a higher interest rate or more points for a lower rate. Ask your
about points and other fees.
Leasing helps avoid obsolescence by allowing you to upgrade every few years. In other words, if the equipment appreciates, buy it. If the equipment depreciates, lease it.
Many business owners continue to finance their equipment the "old fashioned" way, through loans, because they don't fully understand the potential benefits of leasing their equipment.